Dental Payment Plans
Payment is due on the day of your appointment unless prior arrangements have been made.
We accept the following methods of payment:
- Credit Card
- EFTPOS
- Cash
- HICAPS (Health Fund Claims) Heathmont Dental accepts claims from most private health funds including Bupa (formally HBA)
- Interest free financing (to approved applicants)
We provide dental services under the following schemes:
HUMM - Payment Plan
HUMM is a prominent “buy now, pay later” (BNPL) payment service that has gained popularity as an alternative to conventional credit cards and loans. With HUMM, consumers have the flexibility to make purchases and then spread the cost over time through a structured installment plan.
Here’s how it works:
When shopping online or at participating physical stores, customers can opt for HUMM as their preferred payment method during the checkout process. HUMM typically offers various payment plans, allowing users to select an installment period that aligns with their budget and financial preferences.
To determine eligibility, HUMM may conduct a quick credit assessment or evaluate specific criteria. Once approved, the customer can finalize their purchase. Instead of paying the entire amount upfront, they commit to making a series of smaller payments, usually on a weekly or fortnightly basis, until the total cost is covered.
Please note that we offer a 0% interest and 0% deposit with HUMM users!
Veteran Affairs Dental Scheme
There are a range of services that you are eligible for under the Veteran Affairs Dental Scheme.
Child Dental Benefit Scheme
The Child Dental Benefits Schedule (CDBS) will commence on 1 January 2014 and will provide access to benefits for basic dental services for children aged 2-17 years.
The total benefit entitlement will be capped at $1,000 per child over a two calendar year period. The CDBS will have a means test, which requires receipt of Family Tax Benefit Part A (FTB-A) or a relevant Australian Government payment.
The CDBS will provide individual benefits for a range of services including examinations, x-rays, cleaning, fissure sealing, fillings, root canals and extractions. Benefits will not be available for orthodontic or cosmetic dental work.
Afterpay – Smile Now and Pay Later
Afterpay is also a helpful and convenient solution for your dental treatment that you have been thinking about getting but delaying.
Afterpay is a service that allows you to receive dental treatment and pay for the treatment in four (4) equal instalments after the procedure is complete, with no additional cost to you. There is a once-off initial set up fee of $39.00. Credit card surcharges may apply.
Disclaimer:
Creative Smiles offers a variety of payment options for your convenience, including HUMM, SuperCare and Denticare. It is important to understand the terms and conditions associated with these payment providers before engaging in any transactions. By choosing any of these payment options, you agree to the following:
Independent Relationships:
HUMM, SuperCare and Denticare are independent third-party payment providers and are not affiliated with Creative Smiles. Each provider operates under its own terms, conditions, and privacy policies.
Financial Agreement:
When you choose to use HUMM, SuperCare and Denticare you enter into a financial agreement directly with the respective payment provider. Creative Smiles is not responsible for any financial arrangements, fees, interest rates, or penalties imposed by these providers.
Credit Approval:
Some payment options, such as Afterpay, may involve a credit approval process. Approval or denial of credit is solely at the discretion of the payment provider, and Creative Smiles does not have control over this decision.
Payment Plans and Schedules:
Payment plans and schedules associated with HUMM, SuperCare and Denticare are determined by the respective providers. It is your responsibility to familiarise yourself with their terms and ensure compliance with agreed-upon payment schedules.
Fees and Charges:
You are responsible for understanding and complying with any fees, charges, or interest rates associated with the selected payment option. Creative Smiles is not liable for any additional costs imposed by the payment providers.
SuperCare Third-party Processing:
SuperCare assists in facilitating the application process for Early Release of Superannuation for dental treatments. Any decisions related to the approval or denial of the release of superannuation funds are made by the relevant authorities and not Creative Smiles.
By choosing any of the mentioned payment options, you acknowledge and agree to the terms set forth by HUMM, SuperCare and Denticare. It is recommended that you review the terms and conditions of each payment provider before proceeding with any transactions. Creative Smiles reserves the right to update or modify this disclaimer at any time without prior notice.